About Us

We are one of Premier financial AMFI registered Mutual Fund Distributors in Faridabad, providing a complete range of financial solutions. We offer Investment Services to retail High Net Worth as well as Retail Investors. The products being serviced currently include investment in Fixed Income schemes, Mutual Fund Schemes besides Insurance. We always keep our investors up to date on latest market changes and review his portfolio regularly. Our end-to-end personalized investment management services includes planning, advisory, execution and monitoring of investments. The objective is to preserve and enhance your wealth and achieve your financial goals. We at AJ Wise Investment believe that protection of your fund is a prime job and it needs to be addressed with lots of knowledge and proper planning. Hence we follow a four step process of Financial Planning - Risk Profiling, Goal Planning, Portfolio structuring and portfolio tracking.

Our Services Financial Planning Financial goal of each individual investor varies according to his dream, ambition and family size and future financial planning for the children & old age pension for self and wife so does the pathway to achieve it. We apply the principles of Financial Planning as both science & art, we understand the time horizon , risk bearing capacity and investment goals of investors keeping in mind their psyche and financial needs. Based upon this we help individual investors plan their entire life upto Retirement, Taxes, Insurance needs and other important personal financial goals. Investment Advisory We offer 'need based' Investment Advice to retail investors. We offer investors advice on a range of over 100 investment schemes including Fixed Income, Equity and Debt Mutual Fund products. We also offer Life Insurance Planning and General Insurance services.

Registration with AMFI - 2010

Date of Initial 

Registration  -  14.08.2010

AMFI Registration No -81310

Current Validity  17.09.2025

Mutual Funds

What is a Mutual Fund?

A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. It is essentially a diversified portfolio of financial instruments - these could be equities, debentures/bonds or money market instruments. The corpus of the fund is then deployed in investment alternatives that help to meet predefined investment objectives. The income earned through these investments and the capital appreciation realised are shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is a suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

You could make money from a Mutual Fund in three ways:

• Income is earned from dividends declared by Mutual Fund schemes from time to time

• If the fund sells securities that have increased in price, the fund has a capital gain. This is reflected in the price of each unit. When investors sell these units at prices higher than their purchase price, they stand to make a gain

• If fund holdings increase in price but are not sold by the fund manager, the fund's unit price increases. You can then sell your Mutual Fund units for a profit. This is tantamount to a valuation gain